Retiring or Downsizing

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Life Stages - Moving on

For People Moving into a New Stage in Life

This section of our site is focused upon helpful information and tips for the senior set, mostly articles that I find in various places, and links to sites that we find to be useful or potentially useful. I fall into this category myself, so some of these I originally got to read myself.

So, if you’re moving on into your senior years and maybe have thought about downsizing into a smaller house or maybe a condo, give us a call. We can help. In the meantime enjoy this section. Here’s a good article to read about choosing a retirement location.

The first section deals with downsizing you home. The second section looks at “aging in place” and what you might do to make your houses more accommodating as you age. Also, here’s an article about being house rich but savings poor.

Tips for Downsizing article and Downsizing from the family home

When A Small Home Is Smarter

How to Downsize Your House

A new site for Baby Boomers with lots of good articles on a variety of topics

Articles from Living Transitions

The Senior Job Bank site with articles and information on reverse mortgages

The AARP view and review of reverse mortgages

If you’d like to retire to a Michigan Golf Community, this site is for you.

If you don’t want to live there, but you’d like to see what courses there are in Michigan to go play, click here.

For private, gated golf communities in Michigan, click here.

A national site that is useful for locating various types of retirement living, from active life style all the way to assisted living.

The Top 100 Best Places to Retire, according to bizjournals.com

One option for the retiree for increasing their monthly cash flow is the reverse mortgage, where you receive a monthly payment from the lender who expects to gets its money (and interest) back upon the sale of the house at some future time. Sounds good and it can be,; however, there are potential pitfalls to be aware of, one called a “toxic” reverse mortgage. This article will give you some insight into what can happen, if you don’t pay attention to the details in a reverse mortgage.

Another thing that you might need about now is some good financial advice. I’ve been with Celia Magro of Ameriprise Financial Services, Inc. for over 10 years and can highly recommend her to you.Ask her to send you an Ameriprise Dream Book, which helps put your financial retirement planning in perspective. Tell her Norm sent you.

Click here to send her an eMail.

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Aging in Place - the new thinking on retirement

An entire industry is growing up around the idea of aging in place - staying in your own home instead of moving to a retirement village or home. The idea is to look at making changes to your home to better accommodate the needs of aging, including failing health and mobility. Most of the links below will take you to sites that specialize in the aging in place movement; although a few lead to articles or other helpful information from AARP, a group that’s been specializing in the needs of those over 50 for decades.

Aging in Place advice
From Senior Resources

The National Aging
In Place Council

Aging in place home design advice
From the ever ubiquitous AARP

Another Aging in Place article from AARP

The Aging in Place
Initiative

A good Blog about
Aging in Place

From Toolbase - An Aging
In Place Design Checklist

The Horizon Foundation
Report - Aging in Place

Wikipedia - Aging in Place

Elegant remodels Allow
Aging in Place

Aging in Place Blog
Entries on The Real
Estate Bloggers Site

Apparently Battle Creek, Michigan
Is one of the few communities in
Michigan to have a community
Initiative to deal with this issue.